Bankruptcy Petition

AI-drafted bankruptcy petitions, built for accuracy.

Draft Chapter 7 and Chapter 13 bankruptcy petitions in minutes. JR3 generates petitions based on your configured court-specific rules, your templates, and your client's financial profile.

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Why Do Incomplete Bankruptcy Petitions Get Dismissed?

Most bankruptcy petition dismissals trace back to incomplete schedules, missing means test calculations, or failure to include required local forms. A single omission can delay relief for months and damage client trust. JR3's Drafting Agent helps reduce that risk. It generates petitions from your templates with complete asset and liability schedules, means test calculations, and statement of financial affairs. The Review Agent flags local rule compliance issues for your review before submission.

Means test automation

Means test calculations using the census data and IRS standards you configure. The Drafting Agent applies your rules for above-median and below-median income debtors.

Complete schedule generation

Generates all required schedules from your client's financial data. Assets, liabilities, income, expenses, and executory contracts are organized and cross-referenced automatically.

Local form compliance

The Review Agent checks every filing against your configured local bankruptcy rules and required forms. District-specific cover sheets, declarations, and certifications are included automatically.

Creditor matrix preparation

Automatically formats creditor lists to court-specific matrix requirements. Address verification, duplicate detection, and proper formatting for electronic filing systems.

Drafting

From Financial Data to Filed Petition in 3 Steps

Input your client's financial profile, select the chapter type, and JR3 delivers a court-ready petition in minutes. The Drafting Agent pulls from your templates and configured rules: schedules A through J, means test forms, statement of financial affairs, and all required local forms. No manual assembly. No forgotten schedules.

Chapter 7 Liquidation Petitions

Complete petitions with means test calculations, asset exemption analysis, and creditor matrix

Chapter 13 Repayment Plans

Petitions with proposed repayment plans, disposable income calculations, and feasibility analysis

Emergency Filings

Skeleton petitions for emergency filings with automatic deadline tracking for supplemental schedules

Amended Petitions

Generate amended schedules and statements with tracked changes from the original filing

Enterprise-grade security for your documents

Your confidential documents are processed in transit and never stored. Zero-retention architecture, SOC 2 Type II certified, GDPR compliant.

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What Is JR3 and How Does It Help With Bankruptcy Petitions?

JR3 is an AI-powered legal document platform with two core agents. The Drafting Agent generates complete bankruptcy petitions from your templates — including all schedules, means test calculations, and required local forms. The Review Agent checks every filing for completeness, accuracy, and compliance with your configured court-specific rules before submission. Together, they give bankruptcy practitioners the capacity to handle higher case volumes without sacrificing filing quality. Learn more about how JR3 supports bankruptcy law practices on our bankruptcy law practice area page.

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Common questions

How does JR3 automate means test calculations?

JR3's Drafting Agent applies your configured rules for above-median and below-median income debtors using current census data and IRS standards. Input your client's income and expense data, and the means test forms are generated automatically with all required calculations.

How does JR3 handle Chapter 7 vs. Chapter 13 selection?

Can JR3 handle local form requirements for my district?

How does JR3 prepare the creditor matrix?